A recent OMFIF survey indicates that central banks are gradually moving away from the U.S. dollar, a trend known as de-dollarization. Two-thirds of the banks surveyed plan to increase their use of artificial intelligence within the next one to two years.

The survey also found that 93 % of central banks consider China’s yuan a useful tool for diversifying foreign‑exchange reserves, though market structure constraints limit its broader adoption. In 2026, 82 % of central banks will hold physical gold reserves, up from 71 % the previous year.

For the first time, more banks intend to reduce the dollar’s share in their reserves than to increase it. While many also aim to raise the euro’s share, 60 % remain cautious due to its lower yield prospects.